Hiring a lawyer for Insurance Claim

Insurances are usually done to protect assets in case of any unforeseen event occurs. Damages can occur due to fire, theft, or any natural calamities. You can insure your car, home, gold, assets to ascertain the safety of your assets. In the case of small claims, it is usually easy to claim your insurance money. But when there’s a large amount at stake then you probably should hire a lawyer since there’s a higher chance of disputes in such cases. Disputes can include:

Complex claims or claims for a large amount

Claims where the insurer doesn’t agree at the beginning of the claim

Huge damages like a house fire or tornado or any natural calamity

Claims where the fault is hard to establish

Perhaps you had a major loss from fire, theft, or any natural calamity, and now you need your insurance to help you in your time of need. You are not sure about your rights and you are just not sure how to proceed. If you have doubts and you want to make such claims then its best to consult a lawyer before talking to the insurance representative. If the claim isn’t a simple one and it may require interpretation and evaluation of the policy, a lawyer can help you to understand your claim better. Any  UAE Lawyers can guide you through the entire process and explain the benefits you will get from the policy. Sometimes lawyers don’t even charge you if you are going for a first consultation so there is really no harm in speaking to a lawyer first.

If an insurance company has denied your claim it is unlikely that they will change their mind unless you can bring new evidence. That is why it is always recommended to consult your lawyer before meeting the insurance claim representative to have a better picture of what your next move is.

Does hiring a lawyer increase your chances of success?

Studies suggest that it most certainly does. Any experienced Sharjah Lawyers will ask you a set of questions to understand and evaluate whether the claim is worth pursuing. If there’s a case your attorney will push the claim and make sure you get the amount you deserve.

Insurance companies have a set of tactics with people who represent their case without an attorney. If there is a valid claim, they will make a quick low offer in hopes that you will take it and leave. If they know that it can take a lot of work to prove it, they will simply deny your claim and hope that you will not make any further claim. So having a lawyer at your side can ensure that this doesn’t happen and you can get the amount you paid for. An attorney can improve your odds of getting your claim money from the insurance company.

How will your claim be assessed?

Whenever an insurance company is notified about a claim, they assign an insurance adjuster for investigation. With the help of insurance adjusters and insurance lawyers, Insurance companies determine the amount of your claim. The claims adjuster will visit the place and conduct detailed inspections. It is important that your lawyer is also there during the inspection in order to protect your interest. The insurance adjusters will ask you a couple of questions about the incident and how the damage occurred in order to evaluate your insurance claim. You can also have witnesses to support your claim. Photographs are also taken to have a complete report of what happened. So in order to ensure that all the information you give is correct, you must have your lawyer present at the time. This process is necessary to determine whether the claim will be approved or denied. If you say any inaccurate figures or information they might use it against you and lower your insurance claim.

When should you contact an insurance claim lawyer?

It is advisable to hire a lawyer for your case as soon as possible. Your lawyer will represent the claim that is most favorable to you so that the Insurance Company and their claim adjusters can reimburse the maximum amount for the losses you incurred. In case you don’t have an attorney present with you, they may ask you certain questions that can harm your case and you might end up getting a lower reimbursement. You may unknowingly jeopardize your claim and lose all the benefits that you actually paid for over the years.

Is hiring a lawyer worth it?

Attorneys often take insurance claim cases on a contingency basis which means that you don’t have to pay your attorney unless he wins the case.  For a smaller case, you might be able to make an appeal on your own or with a lawyer letter however in cases with large amounts hiring an insurance claim lawyer is absolutely worth it. You should hire your lawyer before the insurance company arrives at a decision since once the decision is made it is very hard to reverse it unless you have new evidence to support your claim.Insurances